Guam is an unincorporated territory of the United States. Information for the United States may be included below:

FATF Status

Guam is not on the FATF List of Countries that have been identified as having strategic AML deficiencies

Compliance with FATF Recommendations

Guam falls within the jurisdiction of the USA with regard to the Mutual Evaluation Report.

The latest follow-up Mutual Evaluation Report relating to the implementation of anti-money laundering and counter-terrorist financing standards in the USA was undertaken by in 2024. According to that Evaluation, the USA was deemed Compliant for 9 and Largely Compliant for 23 of the FATF 40 Recommendations. It remains Highly Effective for 4 and Substantially Effective for 4 with regard to the 11 areas of Effectiveness of its AML/CFT Regime.

Guam, as an unincorporated territory of the United States, operates within a framework where corruption is not seen as a significant risk for foreign investors. While the U.S. market is competitive and offers numerous business opportunities, companies must navigate a complex bureaucracy and comply with extensive anti-corruption laws, including the Foreign Corrupt Practices Act (FCPA). Although facilitation payments and minimal value gifts are permitted under certain conditions, they can still lead to violations of other anti-corruption regulations.

Guam's economy is primarily driven by tourism, the U.S. military presence, and local businesses, positioning it as an upper-income, tourism-based economy. Despite facing challenges from COVID-19, the island is recovering through vaccination tourism and military-related activities, while its economic structure remains heavily reliant on military bases that provide significant income and stability.

Guam presents a favorable investment climate, supported by its strategic location and U.S. territorial status, which ensures a stable regulatory environment. The government actively promotes foreign investment, especially in tourism and infrastructure, to stimulate economic growth. However, investors face challenges such as high import costs and a limited local market, although opportunities remain due to the ongoing military buildup and recovery in tourism.